Turning plans into possibility

Smaller developments, such as dual occupancies or two to three dwellings, are often assessed under residential lending criteria. This allows borrowing of up to 80% of the end value (tentative completion value), making it easier to access the capital you need for smaller-scale projects.

Projects with more than three dwellings are typically considered under commercial lending. These require a deeper understanding of lender appetite, presale conditions, and borrowing ratios. At Novus Finance, we guide you through these requirements, helping you maximise your borrowing capacity while keeping your project financially viable.

For retail, office, industrial, or mixed-use projects, commercial development finance requires a tailored approach. Our experienced brokers work with you to evaluate options, negotiate terms, and secure funding that supports both your immediate project and your long-term growth strategy.